We protect your business so you can keep the cycle going

 

We are the market leader in Recycling Insurance Solutions. We understand that what goes around, comes around in the recycling world. Our exclusive, national program offers General Liability, Commercial Auto, Worker's Compensation, Employee Benefits, Personal Lines Insurance, and more. 

Our vast appetite includes, but is not limited to, metals (ferrous and non-ferrous), paper, plastic, batteries, glass, electronics and rubber.

A Division of Brown & Brown

 


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From environmental issues to changes in regulations, our goal is to keep your operations running smoothly. 

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Are you aware of the various Recycling Insurance coverage available to you? Read on...what we offer goes well beyond your basic policies.

Recycling Insurance Coverage Options

Workers Compensation

Protection which provides benefits to employees for any injury or contracted disease arising out of and in the course of employment. All states have laws, which require such protection for workers and prescribe the length and amount of such benefits provided.

Commercial Auto

Coverage for motor vehicles owned by a business engaged in commerce. Commercial auto provides coverage that protects the insured against financial loss because of legal liability for motor vehicle related injuries, or damage to the property of others caused by accidents arising out of the ownership, maintenance, use, or care-custody and control of a motor vehicle. This includes Commercial Auto Combinations of Business Auto, Garage, Truckers and/or Other Commercial Auto.

General Liability Insurance

A form of insurance bought by businesses to indemnify the business for third party liability claims. Coverage can include premises and operations liability for onsite and job-site accidents and products liability claims for products that cause a loss to a third party.

Employee Benefits

A form of compensation paid by employers to employees over and above regular salary or wage, such as health insurance, life insurance, paid vacation, and workplace perks.

Environmental Coverage/Pollution

The purpose of an environmental insurance policy is to fill the insurance coverage gaps created by pollution exclusions in liability and property insurance policies. Because pollution exclusions vary a great deal in property and liability insurance policies, environmental insurance policies vary a great deal as well. Virtually any legal business activity can be insured for a fortuitous pollution loss event under an environmental insurance policy. There are multiple tyoes of Pollution Liabilty Insurance; 1st Party and 3rd Party. 1st Party Pollution Liability Insurance provides coverage for the insured for damages to own property caused by a “pollution incident such as storm water runoff exposure.” Typically referred to as clean-up costs. 3rd Party Pollution Liability Insurance provides coverage for bodily injury or property damage to others caused by a “pollution incident.” Some of these coverages include site pollution, transportation pollution, non-owned disposal and contractors pollution.

Inland Marine

Property insurance for property in transit over land. A standard property policy won’t cover equipment or goods once it leaves the scheduled property. Inland marine is designed to cover equipment or property that will move from jobsite to jobsite.

Employment Practices Liability Insurance (EPLI)

Provides coverage to employers against claims made by employees or a 3rd party alleging discrimination (based on sex, race, age or disability, for example), wrongful termination, harassment and other employment-related issues, such as failure to promote or wage and hour.

Cargo

Land Cargo Insurance provides coverage for all the land transportations covering trucks and other small utility vehicles. Coverage aspects are theft, collision damages and other related risks. This insurance is domestic in nature and normally, operates within the boundaries of the nation. Marine Cargo Insurance covers transportation carried either in sea or by air and means of transportation and goods are covered from damage due to cargo loading/unloading, weather contingencies, piracies and other relevant issues. Mostly, this insurance covers international transportation.

Additional Lines of Coverage

Personal Lines, Liability Umbrella, and so much more. We have solutions for all your insurance needs.